WHAT WE OFFER
Whether you’re a first time homebuyer or a seasoned investor, our programs and products are custom-tailored to your mortgage needs. The following options are just some of the loans our team of experts has to offer:
Conventional Loan
A conventional mortgage is a non-government loan that meets requirements set by the Federal Housing Finance Agency (FHFA) and meets the funding criteria of Freddie Mac and Fannie Mae.
FHA Loan
An FHA loan is insured by the Federal Housing Administration (FHA) and issued by an FHA approved lender. Since these loans were designed for low-to-moderate income borrowers, they offer options to borrowers with lower minimum down payments and credit scores. While FHA loans are popular with first-time homebuyers, they are available to anyone who qualifies.
VA Loan
A VA loan is a mortgage loan created specifically for eligible military veterans, service members and their spouses. It offers considerable benefits and is issued through private lenders, but guaranteed by the Department of Veterans Affairs (VA), making it a very beneficial program for those who qualify.
Fixed-Rate Loan
A fixed-rate mortgage loan is a loan where the interest rate remains the same for the entire term of the loan. Interest rates are locked up-front and don’t change, as opposed to an adjustable-rate mortgage (ARM). This allows a borrower to accurately predict their future payments.
Adjustable Rate Loan
An adjustable-rate mortgage (ARM) is a home loan with an interest rate that can change periodically. This means that the monthly payments can go up or down. The initial interest rate on an ARM loan is typically lower than a fixed-rate mortgage. At certain periods of the loan, interest rates–and your monthly payments–can fluctuate.
Refinancing
Refinancing is the process of replacing an existing mortgage with a new loan. Typically, people refinance their mortgage in order to reduce their monthly payments, lower their interest rate, or change their loan program from an adjustable rate mortgage to a fixed-rate mortgage.
We are licensed in the following states:
“We want to send a GRAND thank you to Brizzi Financial for making our dreams come true. We are so grateful for your professionalism, teamwork, and awesome service you have provided to us. The whole team created a seamless process from applicant to homeowner! WOW is all we can say. We have begun the process of moving into our new home together. Words can’t express our gratitude.”
Ready to get started?
Click APPLY NOW to begin your loan application, or send us an email at info@brizzifinancial.com and one of our team members will respond within 1 business day.